Most Hospital Bills Are Wrong. Yours Probably Is Too.
Upload your bill. See every inflated charge. Get a script to negotiate it down.
Trusted by 1,200+ patients
Example ER Bill Savings
$0M+
Savings Identified
0+
Bills Analyzed
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Avg Markup Found
Here's How They Get Away With It
When the bill arrives, you're already exhausted. That's exactly when hospitals expect you not to fight back.
Inconsistent Pricing
The same procedure can cost 2x-10x more depending on the hospital. There's no standard — just whatever they decide to charge.
Hidden Markups
Hospital chargemasters routinely inflate every line item. A $15 saline bag gets billed at $300. An aspirin becomes $25.
Common Errors
Duplicate charges, wrong procedure codes, and unbundling — billing mistakes that add hundreds or thousands to your total.
Three Steps to a Fair Bill
No phone trees. No confusing forms. Just upload, review, and negotiate.
Upload Your Bill
Take a photo, scan it, or upload a PDF. We accept bills from any hospital or provider.
AI Analyzes Every Line
Each charge is flagged against the federal rate — so you see exactly where you're being overcharged.
Get Your Negotiation Script
Receive a personalized, word-for-word script with talking points backed by real data to negotiate your bill down.
Our fee: $99. Average savings: $2,400.
One-time payment based on your bill amount. No hidden fees, no subscriptions.
Basic
$99
Bills under $3K
- Full line-item breakdown with CPT codes
- Medicare rate comparison for every charge
- Savings estimate vs. Medicare benchmark
Pro
$179
Bills $3K–$10K
- Everything in Basic
- Personalized negotiation script
- Red flag charges called out (3x+ Medicare)
- Charges sorted by highest savings first
- PDF report download
Premium
$279
Bills $10K+
- Everything in Pro
- Script names your top overcharged items by name
- Payment plan language included in script
Real People. Real Savings.
These patients used HaggleCare to fight back against inflated bills — and won.
Maria T.
Mother of two
“I couldn't believe how much they had overcharged us. HaggleCare gave me the exact numbers I needed — the hospital reduced our bill by $3,200.”
James R.
Father of three
“I almost paid $6,800 for my son's ER visit. HaggleCare showed me the Medicare rate was $1,900. The hospital took off $3,100 when I called.”
Sarah K.
Austin, TX
“I had no idea you could even negotiate a hospital bill. The script they gave me was word for word what I needed. Got $1,450 knocked off in one phone call.”
Want to Spot Billing Errors Yourself First?
Download our free guide: “5 Billing Errors That Cost Patients Thousands — And How to Spot Them in 10 Minutes.”
Frequently Asked Questions
Is this legal?
Absolutely. Negotiating your medical bill is your right as a patient. Hospitals expect it — insurance companies negotiate every claim. We just give you the same data and leverage they have.
Is my data secure?
Yes. Your bill images are processed using secure OCR and AI, then deleted. Your analysis results are encrypted and only accessible to you. We never share your information with third parties.
What if I already paid my bill?
You can still negotiate. Many hospitals will review and adjust bills even after payment, especially if you can show the charges significantly exceed Medicare rates. Some states have laws requiring this.
Does this guarantee I'll save money?
We can't guarantee specific results, but patients who negotiate with data-backed talking points are far more likely to receive a reduction. Our analysis gives you the strongest possible position.
How long does the analysis take?
About 30 seconds. Upload your bill, and our AI extracts every line item, compares it to Medicare rates, and generates your personalized negotiation script almost instantly.
What if my bill doesn't have CPT codes?
We'll walk you through requesting an itemized bill from your provider. An itemized bill with CPT codes lets us give you the most accurate comparison possible.
What if the hospital says no?
Many hospitals say no the first time — that's expected. Your report gives you specific line items and Medicare benchmark data to reference in a follow-up call. Persistence pays off: most patients who push back with data get at least a partial reduction. We also recommend asking to speak with a patient advocate or financial counselor, who often have more flexibility than front-line billing staff.
That bill sitting on your counter? It's probably wrong.
The average patient overpays by 2.7x. In 30 seconds, you'll know if you're one of them — and exactly what to say to get it reduced.
Check My Bill for Errors